Senate Division 10 · 11 Mar 2026

Regulations and Determinations - Treasury Laws Amendment (Help to Buy Exemptions) Regulations 2025 - Disallowance

Negatived 24 aye · 35 no

What this vote was about

The majority voted against a motion introduced by Senator Andrew Bragg (Liberal), which means it was not successful.

Motion text

That the Treasury Laws Amendment (Help to Buy Exemptions) Regulations 2025, made under the Corporations Act 2001 and National Consumer Credit Protection Act 2009, be disallowed [F2025L01140].

What does the Treasury Laws Amendment (Help to Buy Exemptions) Regulations 2025 do?

According to the explanatory memorandum:

The purpose of the Treasury Laws Amendment (Help to Buy Exemptions) Regulations 2025 (Instrument) is to support the efficient and effective operation of the Help to Buy program (Help to Buy) by ensuring that, where Housing Australia and participating lenders (as defined in section 5 of the Help to Buy Program Directions 2025 (Program Directions)) have obligations in relation to ‘Help to Buy arrangements’ (HTB arrangement) (as defined in section 5 of the Help to Buy Act 2024 (HTB Act) by reference to section 6 of the HTB Act), these are regulated by the Program Directions.

The Instrument does this by amending the National Consumer Credit Protection Regulations 2010 (Credit Regulations) to prescribe that the National Credit Code (NCC) does not apply to the provision of credit by Housing Australia under a HTB arrangement. Prescribing that the NCC does not apply has the effect that the Credit Act also does not apply to the provision of credit by Housing Australia under a HTB arrangement. The Instrument also amends the Corporations Regulations 2001 (Corporations Regulations) to declare that a HTB arrangement is not a ‘derivative’ for the purposes of the Corporations Act.

Context written by They Vote For You volunteers (ODbL), reproduced unchanged.

Disallowance: A disallowance motion strikes down delegated legislation (a regulation or other instrument made under an act). If agreed to, the instrument ceases to have effect.

By party

Party	Aye	No
Australian Labor Party	0	24
Liberal–National Coalition	20	0
Australian Greens	0	10
Pauline Hanson's One Nation	3	0
United Australia Party	1	0
Independent	0	1

Every vote

AYE (24)

NO (35)

Divisions this sitting day

Every division the Senate held that day, in order; the one on this page is marked.

Division 1 Motions — International Day to Combat Islamophobia Carried Senate 28–13
Division 2 Motions - International Day to Combat Islamophobia - Let another motion be moved Negatived Senate 12–29
Division 3 Committees — Legal and Constitutional Affairs Legislation Committee; Reference Negatived Senate 29–34
Division 4 Business — Consideration of Legislation Negatived Senate 30–33
Division 5 Matters of Urgency - Fuel Security - Criticism of Government Negatived Senate 28–33
Division 6 Matters of Urgency - National Anti-Racism Framework - Official Government responses needed Negatived Senate 13–26
Division 7 Migration Amendment (2026 Measures No. 1) Bill 2026 - First Reading - Put the question Carried Senate 29–13
Division 8 Migration Amendment (2026 Measures No. 1) Bill 2026 - First Reading - Proceed with bill without formalities Carried Senate 28–13
Division 9 Committees — Economics References Committee; Reference Negatived Senate 28–33
Division 10 Regulations and Determinations - Treasury Laws Amendment (Help to Buy Exemptions) Regulations 2025 - Disallowance Negatived Senate 24–35